TheDream.US National Scholarship Fund

TheDream.US is a new multimillion dollar National Scholarship Fund for DREAMers, created to help immigrant youth who have received DACA (Deferred Actions for Childhood Arrivals) achieve their American Dream through the completion of a college education.

Award: Tuition and Fees

Deadline: Feb. 15, 2015

More info: http://www.thedream.us/

Microsoft Scholarship Program

Microsoft Corporation

This scholarship is for students who are enrolled full-time in a bachelor's degree program at a four-year college or university in the United States, Canada, or Mexico. To qualify for this scholarship, applicants must demonstrate an interest in computer science and be making satisfactory progress toward an undergraduate degree in computer science, computer engineering, or a related technical discipline, such as electrical engineering, math, or physics. This scholarship is merit-based, so applicants must maintain at least a 3.0 GPA. Scholarships will be awarded based on eligibility, quality of application, displayed interest in the software industry, commitment to leadership, and financial need. Scholarship recipients will receive either a full or partial scholarship for the academic year. Also, scholarship recipients must apply for a summer internship with Microsoft; if they are accepted, they must complete the internship in Redmond, Washington. International students may apply for this scholarship, but they must be studying in North America to be eligible. Four different types of scholarships are available: General Scholarships, Women’s Scholarships, Minority Scholarships, and Scholarships for Students with Disabilities; if you'd like to be considered for these scholarships, simply mention it on your application.

Award: Tuition scholarship

Deadline: Jan. 30, 2015

More info: http://tinyurl.com/oc9lphq

NURSE Corps Scholarship Program

NURSE Corps Scholarship Program enables students accepted or enrolled in a diploma, associate, baccalaureate or graduate nursing programs, including RN to BSN Bridge Program to receive funding for tuition, fees and other educational costs in exchange for working at an eligible Critical Shortage Facility upon graduation.

The NURSE Corps Scholarship Program is a selective program of the U.S. Government that helps alleviate the critical shortage of nurses currently experienced by certain types of health care facilities located in Health Professional Shortage Areas (HPSAs). Upon graduation, NURSE Corps Scholarship recipients work at these facilities for at least 2 years, earning the same competitive salary and benefits as any new hire.

As much as half of the award funds are reserved for students pursuing a master’s level nurse practitioner degree.

Benefits

In exchange for a minimum 2-year service commitment at a critical shortage facility located in a HPSA, the NURSE Corps Scholarship Program pays:

• tuition 
• eligible fees 
• other reasonable costs, such as books, clinical supplies/instruments and uniforms. 
• monthly stipend of ($1,302 for the 2014-2015 school year)

Eligible Applicants

• U.S. citizens (born or naturalized), nationals or lawful permanent residents 
• enrolled or accepted for enrollment in a professional nursing degree program (baccalaureate, graduate, associate degree, or diploma) at accredited school of nursing located in the U.S. 
• begin classes no later than September 30 
• free from any Federal judgment liens 
• free from existing service commitments not delinquent on a Federal debt

More info: http://www.hrsa.gov/loanscholarships/scholarships/Nursing/index.html

Health Professions Preparatory Scholarship

This scholarship is for American Indians and Alaska Natives who are members or descendants of a federally or state-recognized tribe. This scholarship provides financial aid covering tuition and required fees for classes leading to a bachelor's degree in specific pre-professional areas as needed by Indian health programs: pre-clinical psychology (junior and senior undergraduate years), pre-nursing (courses leading to a BS in nursing), pre-pharmacy (courses leading to a PharmD in pharmacy), and pre-social work (juniors and seniors preparing for an MS in social work). Applicants must have a 2.0 GPA; be US citizens; and intend to serve Indian people as a health professional in your chosen specialty. It is also required that applicants be able to sign a contract to practice at an Indian health facility and submit documentation showing that school and course curriculum allow part-time status if you are a part-time student.

Award: Tuition and fees

Deadline: March 28, 2014

More info: http://www.ihs.gov/scholarship/ihs_scholarships.cfm

Low VA Rates.com Military College Scholarship

This scholarship is for military students currently enrolled in college and for children with a parent serving in a branch of the US Armed Forces. To apply for this scholarship, the applicant, a family member, or a friend can send a 200-word essay answering the question, "Why do you need or why does the person you are nominating need the $2,500 military college scholarship?" This scholarship can only be used towards tuition or books at an accredited college or university.

Deadline: December 30, 2013

Award: $1250-$2500

More info:  http://www.lowvarates.com/2013-military-college-scholarship

The most expensive colleges in America

When it comes to higher education, tuition isn't the only price to pay. When all costs are taken into account, these are the 20 priciest schools in the nation. 

The analysis by Business Insider ranks the all-in cost of attending college -- not just tuition, but also books, room and board, fees, and late night pizzas. 

 By Kelly Holland CNBC 

The top 20, in descending order of cost for one year, are:

1. New York University, $61,977

2. Harvey Mudd College, $61,760

3. Bard College, $61,446

4. Rensselaer Polytechnic Institute, $60,779

5. Sarah Lawrence College, $60,656

6. Wesleyan University, $60,214

7. Dartmouth College, $60,201

8. University of Chicago, $60,039

9. Bard College at Simon's Rock, $60,003

10. Trinity College, $59,860

11. Johns Hopkins University, $59,802

12. Fordham University, $59,802

13. Carnegie Mellon University, $59,632

14. University of Southern California, $59,615

15. Occidental College, $59,592

16. Scripps College, $59,570

17. Oberlin College, $59,474

18. Haverford College, $59,446

19. Pitzer College, $59,416

20. Northwestern University, $54,389

Read the full article: http://money.msn.com/how-to-budget/latest.aspx?post=0c02c096-78f0-4947-a776-d44f6761d7f6

5 Tips for First-Generation College Students

By Will Geiger 

As a first-generation college student, I know that the admissions process can be a treacherous affair. Students who have siblings or parents who have already navigated the road to and through college have easy access to information that first-generation students don’t. So I’ve put together some advice for my fellow trailblazers (like you) to help level the playing field.

Here are five tips to keep in mind as you continue your college search:

1. Look beyond sticker price

The sticker price of a college and the actual cost of attending that school are not the same thing.  Many schools (especially the pricey private schools) set aside large amounts of money for need-based financial aid.  In some cases, these seemingly unrealistic schools ($60,000+ price tag) can be quite affordable.  A good question to ask admissions offices is: does your school meet 100% of demonstrated need? If so, these institutions will meet the gap of tuition between what your family can afford and what the government says you can contribute.  The Net Price Calculator is a fantastic tool that is on every college’s website—it is effective for showing you the actual cost of college for you and your family.

 

2. Don’t worry about what everyone else is doing

One of the most stressful parts of senior year is the chatter about what everyone else is doing—who is applying early, who is going where, etc.  Do not listen to any of this.  Worry about yourself and put your best foot forward.  Nothing good comes of comparing yourself to others.  This is a stressful time for students, so why make it more stressful?

 

3. Cast your net wide

Similar to tip #1, don’t be afraid to explore!  Do not necessarily let geography (or cost) dictate where you apply.  The Internet makes it easier than ever to research all sorts of schools.  College is a wonderful time to live in a different part of the country (or different part of the world), so take advantage of it!  If you are unable to visit, many college and universities have travel grants (essentially mini scholarships for travel expenses) available for first-generation students to help fund their college visit, including transportation to the school and flights!

 

4. Start early (and stay organized)

Don’t let deadlines and applications creep up on you.  Yes, in many cases, applications are not due until the year 2014!  However, once senior year starts, you will be bombarded with your toughest course load, extracurricular activities, athletics, part-time jobs, etc.  Before you know it, you will be on your winter break and deadlines will be right around the corner.  Creating a simple spreadsheet can be an easy an effective way for keeping track of your progress and deadlines.

 

5. Have someone else read your essay

The personal essay is a very important part of the application.  It is an opportunity for the admissions office to learn about who you are as a person, so you will want to take full advantage of that opportunity!  Proofreading can do wonders—if you can, ask a teacher, counselor, parent, sibling, etc. to look over it for you.  Even if everything is technically sound, it can be useful to get another person’s perspective or interpretation of your essay.

Will Geiger is a Senior Assistant Director of Admissions at Kenyon College and the co-founder of Scholarships360.org.  Follow him on Twitter @wmgeiger

Click here for article: http://www.collegegreenlight.com/blog/5-tips-for-first-generation-college-students/

Yale makes tuition affordable to low income students

In an effort to reach out to low-income students who may not consider applying to Yale due to a misperception of its cost, the Office of Undergraduate Admissions has launched a new educational campaign to inform low-income families about the affordability of a Yale College education.

On June 12, the Yale Office of Undergraduate Admissions sent a tailored mailing to 16,000 high-achieving rising high school seniors who are members of low-income families. The postcard (left) shows the low cost of Yale for students on financial aid by highlighting:

• that parents earning $65,000 or less are not asked to make any monetary contribution to the cost of their child’s Yale education;
• the $15,857 average yearly net price — including tuition, room and board, and books -  for Yale College for all students receiving financial aid; and
• a new website where families can compare Yale’s net price to the average net price paid by students receiving financial aid who attend a public university in their home state.

Recent research by Caroline Hoxby and Christopher Avery demonstrates that a significant number of academically qualified low-income students fail to apply to selective private and public institutions, in part, because they believe such schools are not affordable. Instead, these students “under match” in their search for a college.

 “The research shows clearly that under-resourced students and their parents wildly overestimate the actual cost of attending college, whether it’s at Yale or another selective private college or university,” said Jeremiah Quinlan, dean of undergraduate admissions. “We hope to undercut this trend by providing an apples-to-apples comparison of Yale’s net price to what a student is likely to pay in-state.

"For most students and families in the United States, Yale is more affordable than a public university,” Quinlan said. “It’s critical that these talented students understand that their high aspirations are feasible. We hope to provide them with information that will lead to the best array of choices from among private and public colleges.”

Yale will send another mailing to the same 16,000 students later this summer that will include instructions for applying to Yale and obtaining a fee waiver.

The mailing directs students to a college pricing website found at: admissions.yale.edu/price. The website also brings students to simple information on how to apply for admission using a fee waiver, and to Yale’s easy-to-use Net Price Calculator, which generates a sample financial aid award based on a family’s financial information and Yale’s current financial aid policies.

The mailing is directed at two groups of high achieving low-income students: 

• Rising high school seniors who live in lower-income neighborhoods who have performed exceptionally well on the PSAT or ACT.
• Rising high school seniors who have applied for a QuestBridge College Prep Scholarship.

Yale’s partnership with QuestBridge, a national non-profit organization that connects low-income students with top colleges and universities, is entering its seventh year this summer. In addition to serving as one of 35 partner colleges who accept applications from QuestBridge Finalists, Yale hosts a QuestBridge summer conference on campus to assist under-resourced students with the process of applying to selective colleges. This coming fall, Yale will have more than 190 students on campus who were Questbridge Finalists.  

The mailing campaign is one of the Yale Office of Undergraduate Admissions’ many efforts to reach out to students from low-income households, including the Student Ambassador Program. Every year admissions officers train over 200 current Yale students to visit more than 400 high schools in 39 states. These Yale Ambassadors serve as “near to peer” advisors, connecting students in high schools with high numbers of low-income students with information about the Yale experience while dispelling myths about accessibility and cost.

Yale College admits students for their academic and personal promise without regard to their ability to pay. Concern about cost should not keep students from applying, as Yale College meets 100% of students’ demonstrated need. Approximately 55% of Yale undergraduates receive financial aid from Yale, none of which is in the form of a loan.

Go to article: http://news.yale.edu/2013/06/27/new-outreach-effort-high-school-students-low-income-families

Aztec Activity Grant - Pima Community College

If you are actively involved in community service, volunteer work or student life activities, you may be eligible for an Aztec Activity grant. This grant can provide full or partial tuition and fees for your Pima Community College classes.

You must apply and meet the qualifications to be eligible to compete for an Aztec Activity grant.

Students planning on attending PCC Fall 2013 who have their Pima ID#. Must have a 2.5 or better GPA and be eligible for instate tuition.

Deadline: May 31, 2013. 

Submit a completed application by the deadline. After submitting the application by the application deadline, students must then submit a completed Volunteer Activity form documenting completed activities. On the form, you must have at least 20 hours of service or activity performed by the form submission due date. 

Submit the Volunteer Activity form by July 30, 2013 to be considered for a fall 2013 award.

Click here: http://www.pima.edu/paying-for-school/scholarships-grants/aztec-activity-grant.html

10 Simple Ways to Avoid College Debt

By Jeanine Skowronski

NEW YORK (MainStreet) -- For many students, getting an education comes at a big expense. According to the Consumer Financial Protection Bureau, private and federal student loan debt has collectively topped the $1 trillion mark.

The growth isn’t related to a record number of new students. Instead, data from the Department of Education reveals many existing borrowers have been unable to keep up with interest payments, and debt is growing even for many who have left school.

This frightening finding indicates just how important it is to head off to college with a financial plan. Here are some important steps students can take while in high school and college to make sure they’re not buried in debt post-graduation.

Take Advanced Placement courses in high school
Dedicated students can “bank” some credits by enrolling in (and acing) the Advanced Placement or AP courses offered at their high schools, says Ornella Grosz, author of Moneylicious: A Financial Clue For Generation Y.

These courses, sponsored by the College Board, are generally considered college level, and many universities will permit incoming students who score high enough on the standardized exam to use them as substitute for core classes.

“This is definitely a saver,” Grosz says, noting that her brother, who is two years younger, was able to gain ground on her credits-wise after acing several AP exams.

Do your homework regarding student loansStudents should begin their financial aid search by completing the free FAFSA form online to see what federal aid they are eligible for, says Brent Neiser, senior director at the National Endowment for Financial Education. For a MainStreet breakdown of the FAFSA process, click here.

If you’re pursuing private student loan options, it’s important you understand the verbage in the contracts.

“All student loans are not created equal,” Suzanna de Baca, vice president of wealth strategies at Ameriprise Financial, says. “Some accrue interest while you’re still in school.”

To minimize the chances of ending up with a loan you won’t be able to pay back, de Baca suggests asking a loan officer at your local bank or a family financial adviser to go over common terms and conditions with you. You can also check out MainStreet’s round up of 10 student loan terms explained for a basic tutorial.

Research scholarships and grantsRemember, financial aid isn’t restricted to the money you get a lender or your schools of choice to give you. There are also a plethora of smaller scholarships and grants out there many students can apply for.

“The funding for college is out there, but you have to do your research,” de Baca says. For instance, she points out, many religious or faith-based organizations offer assistance to stand-out members of their congregations. Employers may also have scholarships set aside for their worker’s children.

Look for these opportunities by scouring the internet or rifling through some scholarships books. You also can check out the seven off-the-beaten path scholarships mentioned in this MainStreet round up to get started!

Think about money when making an academic decision 
Wanting to go to the schools at the top of most “best” lists is certainly admirable, but you shouldn’t let status lead you to enroll in a school you really can’t afford.

“In recent decades, students have become very concerned with prestige and status,” de Baca says. “But you need to consider the trade-off.”

If a school is truly out of your price range or you don’t plan on majoring in field that is likely to net a job with a salary high enough to justify the pricey degree, it may be a good idea to opt for a state university or a community college instead.

But only after exploring all your options
Of course, you don’t want to make your final decision before having a concrete idea of how much money each college or university may be willing to put towards your education. According to Grosz, while big name or Ivy League universities may have much higher tuition, they also tend to carry bigger endowment or scholarship funds. As such, students with stellar academic records shouldn’t write off a school they assume will be out of their cost range.

“It’s tough because you do have to pay for all your applications,” she says, before urging students to keep their options open if there is a school they are particularly interested in, since they may offer more aid than their smaller counterparts.

Go to community college for core classes
If you don’t receive the necessary aid from the school of your choice, you may want to consider spending your first few years at a community college.

“Many employers and grad schools care more about where you finish than where you start,” Neiser says. You may be able to lower the total cost of your tuition by taking some basic English, Math or History classes over the summer at a local community college as well.

“Bank some credits at a lower per average cost on your core classes,” he adds

.

Take a gap year

Another potential way to minimize debt is to take a year off in between high school and college. Those truly low on funding can spend this year working in an attempt to save up enough money to attend their college of choice.

Neiser says those who really use their gap year to focus on finances may find “you haven’t spent as much money and you brought some into your life to mitigate the loans you take out later on.”

You can find more information about whether a gap year is right for you in this MainStreet analysis.

Work part-time

Working 15 to 20 hours a week while in school is another great way to subsidize pricey tuition. Again, de Baca advises students concerned with working part-time while being a full-time student to consider the tradeoff.

“Earning money during school can take a bite out of what you have to borrow,” she says, “even if it means going to school one semester longer.”

In addition to school work study programs, you can find some of the better side jobs to consider in this MainStreet round up.

Only spend loans on education-related expenses

The quickest way to get into financial trouble is to put your loan money towards every line item in your budget.

“It really is a loan, but most people look at it as a windfall,” Grosz says. Instead of succumbing to temptation, try to only put borrowed funds towards tuition, fees and education-related expenditures like books. To ensure you don’t stray, make some small changes to your general budget.

“Instead of trying to lower the dollar amount, you have to reduce the frequency,” Grosz says. For instance, you might want to only get two lattes from the campus coffee joint once a week rather than every morning.

Get smart about other costs beyond tuition

There are also ways to minimize the amount of loan money you have to put towards secondary educational expenses. For instance,buy or rent used textbooks via websites like Chegg.com or CampusBookRentals.com in lieu of buying new ones at the campus bookstore. You might also want to consider living home instead of dorming on campus. In these instances, it helps to research public transportation options to keep the costs of commuting down.

“There’s always another way of looking at things,” Neiser says. “Slow down the process and analyze costs so you don’t get caught.”

Click here: http://www.mainstreet.com/article/moneyinvesting/education-planning/10-simple-ways-avoid-college-debt?page=1

The Nina Mason Pulliam Legacy Scholars program at ASU

The Nina Mason Pulliam Legacy Scholars program is a collaboration between the Nina Mason Pulliam Charitable Trust and four institution of higher education in Arizona and Indiana, including Arizona State University.  The ASU Nina Scholars program is supported by an Advisory Council which consists of ASU and community representatives. 

The Nina Scholars Program is a scholarship program dedicated to providing educational opportunities for individuals who would not normally receive traditional academic scholarships and whose personal commitments and financial circumstances would preclude their attendance without substantial, long-term scholarship support.

Full tuition, books and a living allowance are provided through the Nina Scholars Program.

Deadline: April 1st!

Click here: http://ninascholars.asu.edu/

Community Colleges: More time to plan for your future

Though sometimes overshadowed by the ritz and glitz of liberal arts schools and bustling research universities, community colleges truly provide a great introduction to higher education. Typically offering a range of two-year associates degrees, certificate programs and vocational training, community colleges present a good jumping off point for those unsure of what direction they might want to head. Moreover, since the majority of schools have adopted an open enrollment policy, all most students need is a high school diploma or GED and the desire to register.

If you’re wary of enrolling in community college but unsure of whether a four-year school is the right move for you at this time, consider the following:

Click here: https://www.mycollegeoptions.org/Core/SiteContent/Students/Advice/College-Resource-Center/College-Search---Selection/College-Choices/Community-Colleges.aspx

REASONABLE PRICE TAG

Community colleges are generally thousands of dollars cheaper than either public or private four-year institutions. Additionally, despite the reduced rate, financial aid is often available for those students unable to cover the full cost.  What’s more, the low tuition also allows students to save for bachelors programs, should they decide to apply in the future.  

UNPARALLELED FLEXIBILITY

Unlike many four-year colleges and universities, community colleges don’t require you to be a full-time student.  You have the ability to take a few classes while you simultaneously focus on other pursuits. Indeed, you can juggle a couple courses as you develop artistic ambitions, hold down a job or tend to familial obligations.  

IMPROVE YOUR ACADEMIC CREDENTIALS

Many students often don’t hit their academic stride until after they graduate from high school. Community college offers students a clean slate and the chance to explore both new and traditional subjects from a fresh perspective. Additionally, small class sizes and individual attention translate into a supportive environment that truly provides the tools for success. Certainly, it’s quite common for students to use an associates program as a stepping stone to a bachelor’s degree. In fact, many community colleges maintain partnerships with four-year institutions that guarantee an acceptance letter should the student meet GPA and course requirements.

STAY CLOSE TO HOME

There are a number of students who, though armed with a diploma in hand, don’t feel quite ready to leave the nest. Of course, there are also a handful of young adults whose families rely on them for help and support. Regardless of reasons or factors, plenty of students must attend school locally. Fortunately, accessibility is the hallmark of community college and there’s usually a campus within a short drive of most towns.  Further, many programs are even adding online components. We think you’d be hard pressed to find a better commute!

Amidst the hoopla of frat parties, Division I sports and hallowed and historic lecture halls, it’s easy to dismiss community college. However, two-year schools provide fantastic educational opportunities. They allow students to dip their toe into the higher ed. waters without fear that they will drown (metaphorically speaking of course). Further, they allow students to move at their own time and their own pace, helping ignite new passions along the way. And all the while maintaining an exceedingly affordable price tag! 

Click on the logo to check out a great Community College: 

Pima Community College

Community College: A Viable Option

What do an Academy Award nominated actor, the first female space shuttle commander, the governor of Hawaii, and the president of the NAACP have in common? All four got their start at a community college.

Click here: http://www.nacacnet.org/studentinfo/articles/Pages/CommunityCollege.aspx

More and more students are enrolling in community colleges across the nation, even as media attention focuses mostly on selective four-year colleges. Why are students choosing community colleges, and should you consider a community college as a part of your college search?

The Economic Option

One reason for the growing popularity of community colleges is their relatively low tuition. Overall, the average cost of public community colleges is less than half the cost of public four-year colleges and about one-tenth the cost of private four-year colleges.

"Community college is a way for students to afford college without accumulating huge debts," says a Massachusettes independent counselor. "Two years at a community college are fairly inexpensive, so the total cost for a full four years is relatively low."

As a result, students who spend two years at a community college and then transfer to a four-year college spend less money for the same bachelor's degree as their classmates.

The Associate's Degree Option

Of course, the two-year associate's degree is a goal in itself for many community college students. Community colleges offer a wide variety of programs that train students to work in specialized fields, such as dental hygiene, computer technology, nursing, and culinary arts.

"The push for everyone to go to a four-year college ignores the fact that not everyone is suited by talent or interest to spending four years studying many of the same subjects they hated in high school," the counselor says. "In two years, students can get training for a fulfilling and well-paying career."

The Transfer Option

For students who want the four-year degree, community colleges work with four-year colleges to make sure that students can make a smooth transfer. (You might even be able to complete your bachelor's degree through another college but at the community college.) Most community colleges maintain transfer or "articulation" agreements with a number of four-year colleges. These agreements map out exactly which community college courses will transfer to a specific four-year college. They may even guarantee admission as a junior to students who fulfill certain course work and grade requirements. For more information on whether the community college you're considering has articulation agreements with the four-year colleges that interest you, talk to an academic advisor at the community college.

Some students use their two years at community college to improve their chances of getting into a more selective four-year college.

"Almost no colleges will look at your SATs or high school grades after you complete community college," notes New Jersey counselor. Instead, you will be measured by your performance at the community college. This is good news for students with less-than-stellar high school records.

"Community college offers an opportunity to prepare for a bachelor's degree program at a college you might have been unable to be accepted to out of high school," another New Jersey counselor says.

The Flexible Option

Most community colleges cater to students of all ages and backgrounds. As a result, you'll often find more options in class scheduling, including evening and weekend classes. Distance learning is also one of the strengths of community colleges, with a variety of courses offered online, by correspondence or by other alternative methods (such as "telecourses").

An Option for You?

Community colleges can have some drawbacks for students who want the residential college experience. The majority of community colleges do not offer dorms (although you can find some that do), and many community college students have full-time work or family obligations. As a result, you may not find the same breadth or depth of social options and extracurricular activities that you would at a traditional four-year residential college. On the other hand, community college often provides a more supportive learning environment, with smaller class sizes and an emphasis on academic and career counseling, than do larger universities.

As with all college decisions, make sure to research the specific community colleges that interest you. Like their four-year counterparts, each community college is unique, and you must decide for yourself which colleges may be right for you.

But don't automatically cross community colleges off your list. After all, they were right for actor Dustin Hoffman (Santa Monica College); the first female space shuttle commander, Eileen Collins (Corning Community College); former Hawaii Governor Benjamin Cayetano (Los Angeles Harbor College); and a former president of the NAACP, Kweisi Mfume (Baltimore City Community College).

To learn more about the Community Colleges in your area, simply complete a "Google Search," and contact an admission professional within the college directly.

Earn $4,000 for Tuition and College Related Expenses!

Arizona State University, Northern Arizona University and the University of Arizona – in partnership with the Arizona-based non-profit organization Live the Solution -  are launching “AZ Earn to Learn,” an innovative need-based financial aid program that pairs $3.1 million in scholarships with more than 700 students from low-income families. Participation in AZ Earn to Learn includes a savings plan and completion of financial literacy and college readiness training. If students save $500, they will get an 8 to 1 match on their savings – a total of $4,000, plus their savings for a total of $4500! Find out more: http://www.azearntolearn.org/